With comprehensive planning in mind, Smith started the firm with a belief that all investors, not just the wealthy, deserve access to personalized, comprehensive financial planning and investment advice.
“The goal is comprehensive planning,” said Stephen Cutting, CPA, who recently joined the firm as vice president Investment Advisory Services. “In addition to investment management, there’s the estate planning, the tax planning and preparation and insurance. Typically, someone might go out and hire an investment management firm to manage their assets, but that’s all they do. They don’t have the expertise, they don’t have a staff with a CPA, with a CSA, with investment advisors that can provide the full-fledged comprehensive retirement planning, estate planning, tax planning and preparation,” Cutting said. “That’s what sets us apart. We’re a small boutique firm, but we’re comprehensive with the services we provide.”
Cutting was recently hired to join Continuum Wealth Advisors in Saratoga Springs, as was David Rath, CFA as director Portfolio Strategies. Both Cutting and Rath were most recently members of the senior wealth management team at Bouchey Financial Group. The two hires exponentially increase the scope and depth of services that Continuum offers, Smith said.
“In my role, I strive to provide the optimal client experience by offering technical knowledge while avoiding Wall Street jargon while communicating with clients,” Rath said. “What really excites me about Continuum is the convenience for clients of having everything under one roof when traditionally there would be four separate appointments to handle their finances.”
As a CPA, Cutting leads and manages the tax planning and preparation services of the firm, which are offered to clients. “We work with our clients, getting to know them beyond their finances, designing and providing them with a wealth management strategy that integrates investments, taxes, estate planning, trust and insurance solutions,” Cutting said. “We can be a one-stop shop for people in need of financial tax and estate planning services.
“We truly believe that each client, no matter the size of the assets, deserves high quality financial planning – it’s not just for the millionaires.”
Continuum Wealth Advisors, LLC, is located at 18 Division St., Saratoga Springs. For more information, go to: contwealth.com.